Agree

"If goods were sold only for cash, prices would be lower and everyone would be better off." Disagree because using debit or credit it a convenience to many people. "If I can't pay for something, it means I can't afford it, so I won't buy it."False that means that you do not have the funds to buy it at all not being able to afford it means that they may have some money but not enough for that particular item "I buy on credit whenever I can because credit increases sales and is good for businesses." Disagree it makes things in the stores more expensive "You should use credit sometimes: it helps you establish a credit rating, which may be useful in case of an emergency" true building a good credit is important to achieve things.